Car Insurance Quotes

Information about yourself or the other drivers includes your:

• Name
• Age
• Address
• Occupation
• Driving experience
• Whether you have any motoring convictions or criminal convictions

Whether you have any no claims bonus (NCB), including expired bonuses and any NCB you’ve built up abroad

Things you need to tell us about your car include:

• Its make and model
• The year it was made
• Its registration number
• Where it will be parked overnight
• What you will be using the car for (e.g. commuting or social, domestic and pleasure)
• Whether it has any modifications or extra security measures fitted

Third party only cover is the minimum level of cover you need to legally drive on UK roads. This type of insurance only covers injury or damage caused to other people, their vehicles and their properties. It doesn’t include cover for yourself and your own car.

This is the next level of cover. It includes everything found in third party cover, and will also pay out in the event your vehicle gets stolen or damaged by fire.

This is the highest level of cover you can take out. Not only does it include everything from the previous tiers, but it also pays out for injury or damage caused to you or your vehicle.

If you’ll be using your vehicle for business purposes, it’s a good idea to take out business car insurance, otherwise known as company car insurance. This type of cover is generally more suited to your needs than a regular car insurance policy.

The easiest way to tell if your vehicle is insured is to enter your Vehicle Registration Number (i.e. your number plate) on askMID. This checks whether the vehicle is on the Motor Insurance Database.

You can use the government website to check whether your vehicle has been taxed.

The easiest way you can find out which car insurance provider you’re with is to check your emails. Use the search feature to type in terms like “car insurance” or “insurance policy”.

Check your policy documents to find out when your car insurance expires. It’s a good idea to make a note of this date so you know when the expiry date is coming up.

The cost of your car insurance depends on a number of factors, including your driving history, any no claims bonus you’ve built up, the type of car you drive, and more. If you feel like your insurance is more expensive than you expected, give us a call and we can see what we can do.

In general car insurance premiums have gone up in recent years. This is mainly due to inflation, as well as some other factors. Read more in our blog on whether car insurance premiums have gone up.

The cost of your car insurance depends on a number of factors, from the type of vehicle you have and how you’ll use it to how long you’ve been driving. To get a better idea of how much your insurance will be, give us a call.

If you own the second vehicle, you should take out multi-car insurance to cover both.

However, if you do not own the second vehicle and want to drive it, whether you’re covered or not will depend on your insurance policy. If you’ve taken out comprehensive cover on your own car, this can provide third party only cover for other vehicles, but it’s best to check your policy documents first. If you require fully comprehensive cover on other vehicles for peace of mind, we offer drive any car insurance, which boosts third party cover to fully comprehensive.

No, you still need insurance when driving a SORN car to your MOT. A good option for this is to take out short-term car insurance for the duration you need it.

Yes, you can cancel your car insurance, but doing so can mean you have to pay a penalty.

Classic cars are among the most affordable cars to insure, and because we’re classic car insurance experts, we can get great deals on your cover.