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displaying posts 1 to 7 of 7
| Author | Subject: Track day insurance |
 aknight
Regular  Location: Stilton Registered: 12 Dec 2002 Posts: 348 Status: Offline |
Post #1
Hi,Anyone have any recommendation, the company I used last time (Moris) have stopped covering track days at the moment and the company they pointed me to (REIS) would like £73.37 for cover ( including a £33 admin fee..)  Any more thoughts??  Thanks. ________________________________________ Team 330mm.Team Rallye. |
 Posted 8th Nov 2011 at 12:36
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barry.rs
Seasoned Pro  Location: South West Registered: 03 Apr 2003 Posts: 7,389 Status: Offline |
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Posted 8th Nov 2011 at 12:50
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owain
Seasoned Pro  Location: Essex Registered: 20 May 2009 Posts: 9,185 Status: Offline |
Post #3
What's the car and what's it worth?________________________________________ Membership expiring soon, get in contact on our new little forum project. |
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Posted 8th Nov 2011 at 13:43
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aknight
Regular Location: Stilton Registered: 12 Dec 2002 Posts: 348 Status: Offline |
Post #4
barry.rs wrote: They came back with £73.00 including £30 admin fee  ________________________________________ Team 330mm.Team Rallye. |
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Posted 8th Nov 2011 at 16:56
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aknight
Regular Location: Stilton Registered: 12 Dec 2002 Posts: 348 Status: Offline |
Post #5
owain wrote: What's the car and what's it worth? 306 Rallye , All quotes have been with the same info and the same value for the car with all the mods of £4000(like for like replacement).  ________________________________________ Team 330mm.Team Rallye. |
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Posted 8th Nov 2011 at 16:58
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owain
Seasoned Pro Location: Essex Registered: 20 May 2009 Posts: 9,185 Status: Offline |
Post #6
To be honest mine'd probably be about £3k to replace like-for-like, and I just don't bother insuring it having looked at some of the quotes. £100 a day, 40 trackdays and you've paid for an entire car. The cover is often only for crash damage, so if you're engine explodes (which is far more likely) you can still end up paying out anyway. If it falls off the trailer on the way there, also not covered as you're not on the track. Don't get me wrong, £3k is an awful lot of money and I couldn't afford to re-build it. But at the same time if I had an incident and completely destroyed it I'm not going to have to sell my house, I'm not going to end up living in a box and I'll still eat. It's just that knowing what companies are like for trying to get out paying (and the fact I resent paying for insurance when I *have* to) I simply don't think it's worth it. That's just me, but something to consider. ________________________________________ Membership expiring soon, get in contact on our new little forum project. |
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Posted 8th Nov 2011 at 17:06
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redrallye
rimjaw  Location: At the limit of adhesion Registered: 09 Aug 2004 Posts: 28,753 Status: Offline |
Post #7
Save yourself some money and just don't crash  Never taken it out in 30 odd trackdays so the way I see it I've saved myself easily the value of any repairs. Didn't even take any out when I had my Makinen and I paid £15k for that! ________________________________________ Team "310bhp/tonne" Team "Old Skool Kool"  Team "Faster than a standard 6. No really, both of them are" |
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Posted 8th Nov 2011 at 18:45
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